Although many industries may have a wide disparity between highly-compensated executives and hourly support staff, there are additional complexities in the legal industry. Dealing with two distinct groups — the partners in the law firm and the common law employees — creates underwriting and benefit design challenges that require particular expertise from your benefits advisor.

We understand that many of our clients, as partners in a firm, have a much more personal stake in the benefits and cost decisions than would the executives at other companies. In addition, attorneys have needs for additional income protection, specialty own occupation disability definitions, and revenue protection.

While realizing the needs of the partners in the firm, we also understand the needs of support staff and paralegals. We understand the salary gap that exists between these two groups, and the different benefit needs that result.

We also have partnerships with carriers with special programs dedicated to the legal profession, including Principal Life Insurance, the Association of Legal Administrators (ALA) preferred non-medical insurance carrier. As a VIP Vendor, Principal offers ALA members preferred pricing, rate guarantees, generous life maximum and guaranteed issue limits, specialty own occupation disability definition, and performance guarantees.