BE GREATER.

  • Greater is the flexibility to quickly adapt to change.
  • Greater is the tools, resources and technology that power you forward.
  • Greater is staying ahead of regulatory and compliance changes.

Greater is NFP Benefits Partners.

NFP Benefits Partners is a movement to bring all companies the greatest insight, solutions and support, helping them to create greater value for their businesses. To that end, we offer this HR and Compliance Solutions website to empower our clients to stay abreast of the latest compliance and regulatory issues that HR managers face, enabling them to Be Greater.

HR Trends and Studies

BLS Compensation and Benefits Survey

The U.S. Bureau of Labor Statistics has released the results of "National Compensation Survey: Employee Benefits in the United States." Some of the findings include: 71% of private industry workers have medical care benefits available, compared to 88% among State and local government workers; employers paid 82% of the cost of single coverage and 71% of the cost for family coverage; and paid sick leave is available to approximately two-thirds of workers. The data is also available broken down by industry and employer size.

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Average Employee Benefit Plan Costs and Coverage

The Agency for Healthcare Research and Quality has released the results of their 2008 study "Employer-Sponsored Single, Employee-Plus-One, and Family Health Insurance Coverage: Selection and Cost." The study found that of the employees enrolled in an employer-sponsored health plan in the private sector, 50.2% of the employees had employee only coverage. The average cost of employee only coverage was $4,386 per year and $12,298 for family premiums. Twenty-two percent of employers paid the entire cost of employee only premiums. The data is also broken down by employer size.

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HR and Compliance Headlines

On March 23, 2010 President Obama signed into law H.R. 3590, the Patient Protection and Affordable Care Act (PPACA). One week later, on March 30, 2010, the President signed into law H.R. 4872, the Health Care and Education Reconciliation Act of 2010, making numerous changes to the PPACA. Together, these two laws complete Congress's current efforts to enact comprehensive health care reform in the United States.

Much like the health care system it seeks to reform, the PPACA is large and complex. It is critical to understand the requirements and opportunities presented by the new law in order to address immediate priorities while formulating long-term strategies.

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HRFocus Client Webinars

The HRFocus webinar series is designed to increase your operational effectiveness by speaking directly to your HR concerns! In this monthly series, industry professionals discuss timely HR topics during a 30-45 minute webinar session. These presentations are recorded and made available for you to view at your convenience.

Featured HRFocus Webinar

The Perfect Storm: Changes in Employers' Obligations in Challenging Economic Times
Jeffrey A. Hagelman, Ebe & Associates, P.C.

This material was created by NFP, its subsidiaries, or affiliates for distribution by their Registered Representatives, Investment Advisor Representatives, and/or Agents. This material was created to provide accurate and reliable information on the subjects covered. It is not intended to provide specific legal, tax or other professional advice. The services of an appropriate professional should be sought regarding your individual situation. Neither NFP Securities, Inc. nor NFP Benefits offer legal or tax services.

Securities offered through Registered Representatives of NFP Securities, Inc., a Broker/Dealer and Member FINRA/SIPC. Investment Advisory Services offered through Investment Advisory Representatives of NFP Securities, Inc. a Federally Registered Investment Adviser. NFP Benefits Partners is a division of NFP Insurance Services, Inc., which is a subsidiary of National Financial Partners Corp, the parent company of NFP Securities, Inc. NFP Securities, Inc. is not affiliated with any other entities listed on this document.

Not all of the individuals using this material are registered to offer Securities or Investment Advisory services through NFP Securities, Inc.